You have likely realized by now how important homeowners insurance is. It protects your home against theft, fires, storms, and other unfortunate events. However, home insurance can get expensive. Some homeowners may even spend hundreds of dollars a month on insurance premiums. The good news is that it doesn't have to always be this way. If you make some changes, you may be able to lower your rates. Here are six effective ways to reduce your home insurance premiums:
Owning a home comes with a variety of maintenance tasks that can seem costly and never-ending. Some home repairs however pay for themselves through long-term savings, both in energy costs and lower premiums on homeowners insurance. So whether you're grumbling about your home's to-do list or excited to break out the toolbox, consider these four home repairs that could save you hundreds in the future. Check Your Home's Roof and Plumbing for Leaks
Having access to a motor vehicle makes it easy to travel from one place to another, but this convenience comes at a cost. A current auto insurance policy is required for all vehicles being operated on the nation's roadways, and monthly premiums can be costly for young drivers that the insurance companies see as a risk. If you are hoping to reduce your monthly premiums, here are three discounts that could help you accomplish your goal.
You've likely heard the term 'SR-22' used before, but never really knew what it meant. Many people never have to worry about an SR-22, but if your state requires you to have one, you need to know what it is and how you can obtain it in order to regain your permission to drive legally in your state. Here are the basics about SR-22 insurance, and what it means to you if you are required to obtain it.
Cutting monthly expenses, such as auto insurance premiums, is one way for young adults to tackle debt and grow their savings. However, plans designed to meet only a state's minimum requirements backfire in a big way during certain situations. Taking out a little extra coverage now helps you avoid these four common disasters that strike underinsured drivers. Many states set high limits for minimal vehicle coverage, but other areas allow drivers to opt out of important protections altogether.
After I graduated college, I started to feel like an adult. I started teaching at a school. I also bought a car. And I became the owner of several insurance policies. I obtained a comprehensive insurance policy for my car. I also secured my first life insurance policy at this time. I didn’t want my family members to be burdened with funeral costs if I suddenly passed away. A few years after graduating college, I became a homeowner. After this joyous occasion, I invested in a homeowners insurance policy. On this blog, I hope you will discover the most common types of insurance people purchase.