3 Tips For Starting Your Own Property And Casualty Insurance Agency
After years of working as a property and casualty insurance agent, it is natural to consider starting your own insurance agency. After all, you already have the in-depth knowledge of property insurance products and a solid understanding of the type of renter's, homeowners, and other forms of property insurance clients want most. As the owner of your own agency, you would have much higher income potential as well as more freedom.
Financing Your First New Car? 4 Things You'll Need To Know About Your Auto Insurance
If you're in the market for your first new car, and you're going to be financing the purchase, you'll need to know a few things about auto insurance. Insuring a financed car is slightly different than insuring a car that you own free-and-clear. For one thing, you'll need full-coverage insurance, meaning that you won't be able to settle for the basic liability that most states require. For another thing, the finance company will be listed on your insurance, and they'll be compensated should something happen to your vehicle.
Why Carrying Only The Legal Minimum Really Isn't Enough
You need auto insurance in order to drive legally in most cases, but a full insurance policy can be pricey for many. One tactic people use to cut costs is to reduce their coverage to only the legal minimum, which means they are often carrying only a little liability and medical coverage when they drive. If you have found yourself in dire financial straits and are thinking of reducing your coverage, talk to your agent to work out a different strategy.
3 Reasons to Avoid Lapses in Your Car Insurance
A lapse in auto insurance coverage is a time period in which you do not have any coverage at all. A lapse can occur for a day, weeks, or even years, but allowing lapses to occur will typically cause negative effects on your ability to get car insurance and on the cost you will pay for it. Here are three top three reasons you should do all you can to avoid a lapse in your auto insurance coverage.
Keeping Your Vehicle Safe & Legal
Did you save up enough money to purchase a vehicle? If you intend on buying one for the first time and don't have much driving experience, it is important to be cautious about how everything is done. You must not only use caution to prevent an accident, but you must also make sure you are legally able to drive. Keep in mind that driving is a privilege that can be revoked if you don't do it in a legal manner, or if you break too many traffic laws.